ECHS Hospital Scheme – Ex-Servicemen Contributory Health Scheme (ECHS)
Ex-Servicemen Contributory Health Scheme (ECHS) is a healthcare scheme launched by the Government of India for retired armed forces personnel and their dependents.
The scheme provides medical facilities and cashless treatment through a network of ECHS polyclinics, government hospitals and empanelled private hospitals across India.
In Rajasthan, the implementation and monitoring of the ECHS scheme is handled by the Department of Sainik Welfare and Resettlement (DSWR).
Under this scheme, eligible ex-servicemen and their families can access a wide range of medical services including:
- OPD consultations
- Specialist consultations
- Diagnostic tests
- Inpatient treatment
- Medicines
- Emergency medical services
Beneficiaries can first visit the nearest ECHS polyclinic for primary medical care. If specialized treatment is required, they are referred to ECHS-empanelled hospitals.
Top Features of Ex-Servicemen Contributory Health Scheme (ECHS)
The ECHS scheme aims to provide quality and comprehensive healthcare services to retired military personnel and their dependents.
Health Services
ECHS provides a wide range of healthcare services including:
- Outpatient (OPD) treatment
- Inpatient hospitalization
- Specialist consultations
- Diagnostic services
- Medicines and medical supplies
Cashless Treatment
One of the major features of ECHS is cashless treatment. Beneficiaries can receive treatment at empanelled hospitals without paying the cost upfront, as the expenses are directly settled by the scheme.
Empanelment of Hospitals
ECHS has created a large network of private hospitals, nursing homes, diagnostic centres and pharmacies across India. This network ensures better healthcare accessibility for veterans and their families.
Medical Insurance Policy under ECHS
The ECHS scheme is not a traditional health insurance policy. Instead, it is a government healthcare program designed specifically for ex-servicemen and their dependents.
Key points about ECHS:
- It is a government-sponsored healthcare scheme.
- Beneficiaries receive an ECHS card, which acts as their identity for medical services.
- Unlike insurance policies, there is no regular premium payment.
- Veterans pay a one-time contribution during enrollment, depending on their rank and length of service.
- Medical expenses are directly settled with empanelled hospitals, reducing financial stress for ex-servicemen.
Eligibility Criteria for ECHS Membership
The following individuals are eligible for the ECHS scheme:
- Ex-servicemen who retired from the Army, Navy, or Air Force
- Dependents of eligible ex-servicemen
- Widows or widowers of ex-servicemen
- War widows (even after remarriage)
- Ex-servicemen who received Gallantry Awards such as Param Vir Chakra or Ashok Chakra
- Ex-servicemen with disabilities related to military service
- Personnel who served at least 10 years in the Armed Forces
- Emergency Commissioned Officers or Short Service Commissioned Officers who served minimum 5 years and were honorably released
Eligible Dependents
- Spouse
- Sons (up to 25 years of age)
- Unmarried or unemployed daughters
- Dependent parents in certain cases
Key Points Related to ECHS Health Scheme
Purpose
The main objective of ECHS is to provide quality medical care to retired armed forces personnel and their families.
Coverage
The scheme covers:
- Ex-servicemen of Army, Navy and Air Force
- Spouses and children
- Dependent family members
Membership
Eligible veterans must register under ECHS and obtain an ECHS card to access medical facilities.
Cashless Treatment
Beneficiaries receive cashless treatment at ECHS polyclinics and empanelled hospitals.
Hospital Network
ECHS has empanelled:
- Private hospitals
- Nursing homes
- Diagnostic centres
- Pharmacies
Administrative Support
ECHS provides a structured system for documentation, claim processing and reimbursement.
Expansion
The government continues to expand the ECHS network by adding more polyclinics and hospitals across India.
ECHS Panel Hospital List Jaipur
Below are some ECHS-empanelled hospitals in Jaipur:
- Siddharth CT Scan & Imaging Centre
- Soni Hospital – Jaipur
- Sparsh Hospital
- SR Kalla Memorial Gastro & General Hospital
- Tagore Hospital & Research Institute – Jaipur
- CKRD Memorial Hospital & Research Institute, Sikar
- Samvedna Hospital, Narnaul
- Shanti Hospital, Narnaul
- Kailash Hospital
These hospitals provide specialized treatment and medical services to ECHS beneficiaries.
Required Documents for ECHS Scheme
To enroll in the ECHS scheme, applicants may need the following documents:
- Discharge Book / Service Record / Release Order
- Pension Payment Order (PPO)
- PAN Card
- Aadhaar Card
- Address Proof (Voter ID, Passport, Driving License, etc.)
- Passport-size photographs
- Documents of dependent family members (marriage certificate, birth certificate, etc.)
- Bank account details or canceled cheque
Note: Additional documents may be required depending on the ECHS center or policy updates.
How to Claim Money from ECHS
To claim reimbursement under the ECHS scheme, follow these steps:
Step 1: Obtain Treatment
Receive treatment at an ECHS-empanelled hospital or medical facility.
Step 2: Pay the Medical Bills
In some cases, you may need to pay the treatment cost initially and keep the original bills and receipts.
Step 3: Submit Reimbursement Claim
After treatment, submit a reimbursement claim to the ECHS authorities.
Step 4: Attach Required Documents
You will need to submit:
- Reimbursement claim form
- Original medical bills and receipts
- Doctor’s prescription
- Diagnostic test reports
- Hospital discharge summary
- Copy of ECHS card
- Bank account details with IFSC code
Step 5: Claim Verification
ECHS authorities verify the documents and process the reimbursement.
Step 6: Track Claim Status
Follow up with the ECHS office or polyclinic to track your claim status.
With access to
Easy & Quick
Doctor
Appointment
You can use this form to easily book an appointment with a doctor. Please fill in the required information so our team can schedule your appointment at a suitable time and provide you with proper healthcare services.
